It’s a new year and if you’re in the market for a new home, the time to start planning is now. Mortgage rates are expected to rise, so the sooner you move, the better and cheaper. Here’s what you can do to prepare to flex your buying power with Hallmark Communities:
Get your finances in order
Pay down your debt and start saving. Make sure to check your credit, so that you can fix any potential red flags early.
Talk to our preferred lenders
Whether you’re a year out from your purchase or a month, our preferred lenders are available to answer questions, and to help you better understand our easy purchasing process. Low down payment loan programs are often available, and communities may be FHA and VA approved. When ready to take the next step, you’ll need to get pre-approved, so you know just how much you can afford.
Start making your list
You already have a good idea of what you want in a new home. More space for your family, a sparkling new kitchen, brand-new appliances. But what about what you need? An attached garage, a location that offers a better commute, walkability, an ocean view, a backyard?
Think about how you currently live and all the ways you can improve that with a new home. Once you figure out what you want, what you need, as well as what you can afford, you’ll be in a good spot to find your new home.
Explore your options
As another year begins, we reflect on how honored we are to be part of the fabric that makes up the beautiful community of San Diego. We love it here and look forward to welcoming you home. Find your new home today!