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Here is a list of the types of
documentation that is typically need:
- Pay stubs for each applicant,
showing earnings for the last 30 days.
- W-2 and 1099 forms for each
applicant for the past two years. If you're self-employed, the
mortgage company may require your personal and business tax
returns for the previous two years and your company's
year-to-date Profit and Loss statement.
- The final purchase contract for
the house (if applicable).
- Copies of bank account
statements for the last two months, showing the bank account
numbers - all pages need to be included.
- Debt Information including loan
and credit card account numbers and the names of your creditors.
- Evidence of funds for the down
payment or if your receiving an irrevocable gift letter.
- If you receive social security,
a pension, disability or VA benefits, you'll need a copy of your
awards letter (or tax returns for the past two years) and a copy
of your most recent check.
- If you pay child support, you'll
need a copy of the divorce or separation agreement and evidence
of payment for the last 6 12 months (cancelled checks).
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